Check Credit Report http://credit-restoration-kit.com Free Credit Report Now Mon, 02 Mar 2009 22:02:45 +0000 http://wordpress.org/?v=2.7.1 en hourly 1 How do we report an unpaid civil judgement to the credit bureau? http://credit-restoration-kit.com/how-do-we-report-an-unpaid-civil-judgement-to-the-credit-bureau/ http://credit-restoration-kit.com/how-do-we-report-an-unpaid-civil-judgement-to-the-credit-bureau/#comments Mon, 02 Mar 2009 22:02:45 +0000 Admin http://credit-restoration-kit.com/how-do-we-report-an-unpaid-civil-judgement-to-the-credit-bureau/ credit report
ahisch asked:


We were awarded a civil judgement signed by a judge and filed with our local courts in Jackson County MO for $100,000. The defendant never paid this amount and we would like for this to show up on his credit report. I have been told unpaid civil judgements can be included in the personal section of a credit report but I am unable to find out how to get the credit bureaus to acknowledge this judgement and show it on his credit report. Can anyone tell me how to get this debt on his credit report?

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]]> http://credit-restoration-kit.com/how-do-we-report-an-unpaid-civil-judgement-to-the-credit-bureau/feed/ How do I dispute negative items on my credit report? http://credit-restoration-kit.com/how-do-i-dispute-negative-items-on-my-credit-report/ http://credit-restoration-kit.com/how-do-i-dispute-negative-items-on-my-credit-report/#comments Mon, 02 Mar 2009 15:48:52 +0000 Admin http://credit-restoration-kit.com/how-do-i-dispute-negative-items-on-my-credit-report/ credit report
Big “O” asked:


I have one negative item on my credit report. How do I dispute this item? I have heard that if you dispute an item and that particular company does not acknowledge it can be removed from the report all together. Is this true, and how do I go about doing this? The negative item is from Mac Tools Distribution, if that will help. There is an address on my report although there is no phone number. Do i need to call them, or a different source?

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]]> http://credit-restoration-kit.com/how-do-i-dispute-negative-items-on-my-credit-report/feed/ How do I get a credit report with out a credit card or checking account? http://credit-restoration-kit.com/how-do-i-get-a-credit-report-with-out-a-credit-card-or-checking-account/ http://credit-restoration-kit.com/how-do-i-get-a-credit-report-with-out-a-credit-card-or-checking-account/#comments Mon, 02 Mar 2009 01:54:13 +0000 Admin http://credit-restoration-kit.com/how-do-i-get-a-credit-report-with-out-a-credit-card-or-checking-account/ credit report
Bear E asked:


I spent some time in jail and my credit card expired. Currently I have no checking account or active credit card. How do I get a credit report? All the sites I have seen require a valid active credit card.

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]]> http://credit-restoration-kit.com/how-do-i-get-a-credit-report-with-out-a-credit-card-or-checking-account/feed/ What website provides the best credit report for free? http://credit-restoration-kit.com/what-website-provides-the-best-credit-report-for-free/ http://credit-restoration-kit.com/what-website-provides-the-best-credit-report-for-free/#comments Sat, 28 Feb 2009 19:46:37 +0000 Admin http://credit-restoration-kit.com/what-website-provides-the-best-credit-report-for-free/ credit report
Dan R asked:


I want to find out what my credit report looks like and my credit score. Can someone offer advice to which websites I should go to that provides the best credit report and score for free?

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]]> http://credit-restoration-kit.com/what-website-provides-the-best-credit-report-for-free/feed/ How do you know the item on your credit report is from which credit burea? http://credit-restoration-kit.com/how-do-you-know-the-item-on-your-credit-report-is-from-which-credit-burea/ http://credit-restoration-kit.com/how-do-you-know-the-item-on-your-credit-report-is-from-which-credit-burea/#comments Wed, 25 Feb 2009 18:52:05 +0000 Admin http://credit-restoration-kit.com/how-do-you-know-the-item-on-your-credit-report-is-from-which-credit-burea/ credit report
0808 asked:


I got a credit report from a lender (the lender type of credit report), it lists 3 credit scores.

There is a same tax lien listed twice, one has account number , the other doesn’t has an account number. Which credit bureau should I contact for this issue? How do you know which item is from which credit bureau?

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]]> http://credit-restoration-kit.com/how-do-you-know-the-item-on-your-credit-report-is-from-which-credit-burea/feed/ Credit report? http://credit-restoration-kit.com/credit-report/ http://credit-restoration-kit.com/credit-report/#comments Tue, 24 Feb 2009 18:49:18 +0000 Admin http://credit-restoration-kit.com/credit-report/ credit report
angieward_2000 asked:


I just ran my credit report and there are several hits on it to say the least. Is it better to call the collection agencies directly and work out payment arraignments or should I call the credit consolidator people. And what is the best credit consolidator co to call?

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]]> http://credit-restoration-kit.com/credit-report/feed/ How long does it take for credit card latenesses to fall off one’s credit report? http://credit-restoration-kit.com/how-long-does-it-take-for-credit-card-latenesses-to-fall-off-ones-credit-report/ http://credit-restoration-kit.com/how-long-does-it-take-for-credit-card-latenesses-to-fall-off-ones-credit-report/#comments Fri, 20 Feb 2009 23:53:44 +0000 Admin http://credit-restoration-kit.com/how-long-does-it-take-for-credit-card-latenesses-to-fall-off-ones-credit-report/ credit report
lightning_strikes asked:


I’ve heard that “baddies” stay on a credit report for 7yrs from the date of first delinquency.

In 2002, I had a Visa lateness recorded on my credit report. Next to the lateness, it said “due to stay on credit report until 3/2005″ which is only 2.5yrs not 7. Then in spring 2005, the lateness vanished from my credit report! (hooray!)

But in early 2005, I fell into financial problems again(job loss) and a few more 30day credit card latenesses got recorded on my credit report. In the past month, one of these 30day latenesses has vanished from my TransUnion report, along with any mention of the account(which is a good thing, since it’s been closed and was only open a short time anyway; the account was not beneficial to my Fico score)

I was wondering if the remaining 30day lates will disappear from my report once they hit the 2.5yr mark? Or, have the credit reporting regulations changed since 2002, and I will be stuck with them for the next 4.5yrs? Any experience w/ cc lates?

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]]> http://credit-restoration-kit.com/how-long-does-it-take-for-credit-card-latenesses-to-fall-off-ones-credit-report/feed/ Which credit reporting agency is best for the credit report? http://credit-restoration-kit.com/which-credit-reporting-agency-is-best-for-the-credit-report/ http://credit-restoration-kit.com/which-credit-reporting-agency-is-best-for-the-credit-report/#comments Thu, 19 Feb 2009 08:09:04 +0000 Admin http://credit-restoration-kit.com/which-credit-reporting-agency-is-best-for-the-credit-report/ credit report
Digz asked:


I know that i can get my free credit report once a year, but there are like 3 reporting agencies to chose from. Which of those agencies is most accurate, and gives out the most info? I want one, to show all the negatives thing i might have in order for me to fix them, if there are any.

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]]> http://credit-restoration-kit.com/which-credit-reporting-agency-is-best-for-the-credit-report/feed/ What does a credit report look like after bankruptcy? http://credit-restoration-kit.com/what-does-a-credit-report-look-like-after-bankruptcy/ http://credit-restoration-kit.com/what-does-a-credit-report-look-like-after-bankruptcy/#comments Tue, 17 Feb 2009 11:53:51 +0000 Admin http://credit-restoration-kit.com/what-does-a-credit-report-look-like-after-bankruptcy/ credit report
Whitney asked:


I wanted to get information on what your credit report looks like after filing ch 7 bk. Does it still list all your accounts with the balances just with discharged on each, or is your credit report blank with just the bk on it?

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]]> http://credit-restoration-kit.com/what-does-a-credit-report-look-like-after-bankruptcy/feed/ How fast do credit card companies report changes? http://credit-restoration-kit.com/how-fast-do-credit-card-companies-report-changes/ http://credit-restoration-kit.com/how-fast-do-credit-card-companies-report-changes/#comments Mon, 16 Feb 2009 18:33:06 +0000 Admin http://credit-restoration-kit.com/how-fast-do-credit-card-companies-report-changes/ credit report
Jim D asked:


I have paid down some balances already for some time but the changes are not appearing on my credit report. I’m not pulling up my credit however, I have alerts when my scores go up or down or if there’s inquiries etc. Do I have to ask them to report the change in balance? Why is it that when you rack up a ton of charges they report them really fast but when they’re paid off, they take forever? Is there a way to “speed up” the process?

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