Bad Credit

How does bad credit come off your credit report once you have passed the 7 year deadline?

credit report
shugahill@sbcglobal.net asked:


Some delinquent reports on my credit report are due to fall off this year. Will they come off my report automatically or is there something that I should do once the fall off date has passed?

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Tuesday, January 6th, 2009 Credit 2 Comments

What is the best way to go about eliminating bad credit? Using a credit repair agency or doing it yourself?

credit repair
Randall M asked:


I know that credit repair agency’s send out letters that let the credit agency’s know that there is negative items on your report that is wrong in one way or another, but I am wondering if it is better to do it myself or not.

Thanks.

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Saturday, June 7th, 2008 Credit 5 Comments