Check Credit Report

Melanie B asked:


I’ve never had a credit card (although my credit sucks) and heard they’re a great way to repair credit. Any tips?

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soonerfan0808 asked:


I am trying to raise my credit score quickly. Right now I am at 593-around 650 depending on agency. So, by paying off the 5 credit cards that I currently have(some with amounts ranging from 1,500-2,500), should that raise my credit score a great deal? If not, will a credit repair company help or are they just a scam?

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